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Mortgage Lending

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John Krzywulak
Mortgage Loan Officer
NMLS ID# 466448

Office: 609 689-6321
Cell Phone: 609 423-3085
Fax: 609 689-6324
Send me an e-mail

Mailing Address:
3470 Quakerbridge Road
Mercerville, NJ 08619

John has been in the mortgage banking business for over ten years specializing in fixed rate, adjustable rate, jumbo, and FHA mortgages.   He provides financing for primary as well as second or vacation homes and investment properties.  John thinks about your home financing needs every day and works to provide a high-quality service.  He works in the best interests of his clients, give him a call today.

You can trust TD Bank to deliver a superior mortgage experience. Whether you’re purchasing or refinancing, we provide straightforward, easy-to-understand products and advice, allowing you to make smart borrowing decisions that meet your needs today and tomorrow.

Plus, our Hassle-Free Mortgage Guarantee1 makes purchasing a home as smooth and worry-free as possible. You have our word.

  • Same-day loan decision or $500
  • On-time closing or $500

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Helpful Resource Center
Get the mortgage tools and information you need with our FAQs, calculators and glossary of terms.


1 Guarantee does not apply to applications for pre-approval, refinance, home equity products, and loans in excess of $3,000,000. One $500 payment per individual guarantee. Guarantee is not valid if loan amount or product changes. Same-day decision and on-time closing guarantees subject to receipt of required information and documents. For purposes of the guarantee, "same-day" is within 24 hours of receipt of required information; excluding Saturday, Sunday and federal holidays. Closing date will be mutually agreed upon. Offer subject to change at any time.

Today's Featured Rates*
All rates shown are based on the purchase of a single family primary residence.
*Rates may vary. Please click on the rate below to obtain the factors affecting the interest rate shown.

Your actual rate will depend on various factors including but not limited to loan type, credit profile, property type, appraised value, occupancy and loan size.

Conventional
30 Year Fixed Rate
 Rate  APR  Points
 3.625%  3.680%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 2.875%  2.972%  0.000%
Jumbo
30 Year Fixed Rate Jumbo
 Rate  APR  Points
 3.875%  3.893%  0.000%
15 Year Fixed Rate Jumbo
 Rate  APR  Points
 3.250%  3.281%  0.000%



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